Rent receipt aur HRA claim – salaried kirayedaron ke liye zaroori jaankari
BalaghatRooms Team · Updated: 20 Oct 2026 · 2 min read
Naukri karne wale kirayedar HRA ka fayda kaise lein, rent receipt me kya likha ho aur landlord PAN kab chahiye.
Agar aap naukri karte hain aur salary me HRA (House Rent Allowance) milta hai, to kiraye ke ghar me rehkar aap tax me chhoot le sakte hain – lekin iske liye sahi kaagzaat chahiye. Bahut se log sirf receipt na hone ki wajah se yeh fayda kho dete hain.
HRA kya hai
HRA employer dwara di jaane wali woh rakam hai jo kiraye ke kharche ke liye hoti hai. Income tax ke purane tax regime me kuch sharton ke saath HRA par chhoot milti hai. Naye tax regime me HRA chhoot aam taur par nahi milti, isliye pehle samjh lein ki aap kaun sa regime chun rahe hain.
Rent receipt me kya hona chahiye
- Kirayedar ka naam
- Makaan maalik ka naam aur sign
- Kiraye ki rakam aur kis mahine ka kiraya
- Ghar ka pata
- Payment ka tarika – cash, UPI ya bank transfer
- Tarikh
- Zaroorat ho to revenue stamp (cash payment ki ek nishchit rakam se upar)
Landlord ka PAN
Agar saal bhar ka kiraya ek lakh rupaye se zyada hai, to employer aam taur par makaan maalik ka PAN maangta hai. Isliye room lete waqt hi owner se is baare me baat kar lein.
Payment ka record
Har mahine UPI ya bank transfer se kiraya dena sabse achha tarika hai. Isse bank statement khud ek praman ban jaata hai. Cash dene par har baar receipt zaroor lein.
Rent agreement
HRA claim ke liye kai employer rent agreement ki copy bhi maangte hain. 11 mahine ka simple agreement kaafi hota hai.
Kuch aam galtiyan
- Saal ke aakhir me ek saath saari receipts banwana – sahi tarika yeh hai ki har mahine receipt lein
- Rishtedar ko kiraya dikhakar galat claim – aisa na karein, isme kanooni pareshani ho sakti hai
- Owner ka naam aur PAN galat likhna
Note: Tax niyam har saal badal sakte hain. Apni sthiti ke hisab se sahi salah ke liye kisi CA ya tax expert se baat karein.